Medicare Insurance Professionals

Customized Medicare Planning and Coverage

Medicare can be confusing and complicated. Our team’s experience can help guide you in choosing a Medicare plan that help sets you up for optimal financial and physical health.

Why Choose Financial Services of America?

  • Our in-house insurance professionals are ready to advise and consult on your coverage.
  • Leverage our team’s trusted experience navigating Medicare solutions.
  • Help improve your confidence knowing that your Medicare coverage is optimized and fits your plan and goals.
  • Work directly with our dedicated team for any coverage changes or updates.

Helping You Understand Medicare

Health insurance can be very confusing. Every day there are more pieces of mail to sort through, offering new information about Medicare options. Billboards and commercials may promise more and greater benefits that may not be the ideal fit. It is easy to get lost in the information and sign up for a policy that may not meet your healthcare needs. Our team helps families achieve their retirement planning goals by understanding the information, and misinformation, regarding Medicare.

What Coverage Do You Need?

We work to understand your needs and find the Medicare coverage that fits your individual situation. We can help you with every aspect of Medicare planning, including:

Medicare Advantage Plans: Sometimes called “Part C,” or “Advantage Plans,” Medicare Advantage Plans are offered by private companies approved by Medicare. Medicare pays these companies to cover your Medicare benefits.

Medicare Supplement “Medigap Policies: A Medicare Supplement Insurance (Medigap)” policy helps pay some of the health care costs that Original Medicare doesn’t cover, like:

  • Copayments
  • Coinsurance
  • Deductibles

Medigap policies are sold by private companies.

Medicare Part D: Also called the Medicare prescription drug benefit, Medicare Part D is an optional United States federal-government program to help Medicare beneficiaries pay for self-administered prescription drugs through prescription drug insurance premiums.

Long-Term Care: Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic or disabling condition that needs constant supervision. LTC insurance offers more flexibility and options than many public assistance programs.

Hospital Indemnity: Hospital Indemnity insurance, also called Hospitalization insurance or Hospital insurance, is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy.

Final Expense: Final expense insurance (or burial insurance) is a policy that is used to pay for burial expenses and funeral services to ease the financial burden placed on a family in the event the named insured dies. The features of a final expense insurance policy include: No medical exam required.

Insurance products are offered through the insurance business Financial Services of America (FSA). Financial Services of American (FSA) is also a Financial Services practice that offers securities products and services through AE Financial Services, LLC (AEFS), member FINRA/SIPC. Financial Services of America (FSA) is also an Investment Advisory practice that offers investment advisory products and services through FSA Advisors (FSAA), a Registered Investment Advisor. AEFS and FSAA do not offer insurance products. The insurance products offered by Financial Services of America (FSA) are not subject to regulatory requirements and standards of care applicable to registered representatives and are not subject to investment advisory requirements. AEFS, FSAA and FSA are not affiliated companies. Any and all other services referenced are an outside business activity not offered through or supervised by AE Financial Services, Inc. (AEFS), member FINRA/SIPC or Financial Services of America Advisors (FSAA), a Registered Investment Advisor. AEFS, FSAA (and any other entities] are all separate and not affiliated entities.

Additional Services

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Insurance coverage should be more than an afterthought and monthly bill. Our team is proud to provide insurance reviews and audits for home, auto, life, Medicare, and other insurances to help ensure you’re not over- or under-insured for your current and future financial situation.

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50 West Big Beaver
Suite 500
Troy, Michigan 48084

tel. 800-977-9292