PRIVACY POLICY OF FINANCIAL SERVICES OF AMERICA, INC.
WHAT DOES FINANCIAL SERVICES OF AMERICA, INC. DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social security number and income
- Financial accounts and account balances
- Insurance policies and policy termination dates
When you are no longer our client, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Financial Services of America, Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information | Does Financial Services of America, Inc. share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No | Yes |
| For our affiliates to market to you | No | Yes |
| For nonaffiliates to market to you | No | Yes |
Questions?
Call (586) 939-3810 or (800) 977-9292
What we do
How does Financial Services of America, Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Further, Financial Services of America, Inc. only allows access to personal, nonpublic information to persons within the company on a need-to-know basis.
How does Financial Services of America, Inc. collect my personal information?
We collect your personal information, for example, when you
- purchase insurance policies or annuities
- have your taxes prepared
- create an estate plan
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies. Financial Services of America, Inc. is affiliated with the following companies:
- FSA Marketing Systems, Inc.
- FSA Advisors
- FSA Health Insurance Agency
- FSA Tax & Accounting
- FSA Home and Auto Agency
Nonaffiliates
Companies not related by common ownership or control. They can be financial or nonfinancial companies. Some of the nonaffiliates of Financial Services of America, Inc. include:
- Great Lakes Independent Insurance Agency
- The Law Office of Ben Vader, P.L.L.C.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.