Whether you’re just getting serious about your retirement savings or approaching the transition out of the workforce, one thing is clear: having a well-structured retirement plan is essential to long-term financial security. At Financial Services of America, we help individuals nearing or in retirement build personalized strategies that account for income needs, taxes, healthcare, and […]
Getting older has its nuisances as your health starts to decline, eyesight and hearing can deteriorate, you start having aches and pains in unexpected body parts. However, it does have its perks. Some of those benefits are in the form of tax breaks that come as you get older. For effective tax planning for seniors, […]
Creating a lasting legacy means more than just passing on your assets — it’s about ensuring your values, beliefs, and intentions live on through the people and causes you care about most. At Financial Services of America, we’re often asked how to approach legacy planning in a way that balances financial responsibility with personal meaning. […]
When you’re saving for retirement, the goal is clear: grow your wealth. But as you near retirement, the strategy needs to shift. At this stage, it’s not just about how much you can earn — it’s about how much you can keep. Market volatility, hidden fees, and aggressive investment allocations can all chip away at […]
Many retirees are talking about new tariffs in 2025 and wondering how this affects everyday spending. These policies do not just affect trade partners. They can ripple into prices of goods, household budgets, and what retirees pay for essentials. It is useful to understand where these effects are showing up. Prices on Everyday Goods Tariffs […]
Life insurance myths are some of the most persistent misleading misinformation affecting people planning retirement. These analytics are commonly severely lacking in adequate research to back up popular perceptions. Consequentially, a few have fallen into avoidable financial traps. Insurance has the potential to be the strongest plan with the right guidance. Benefits of utilizing life […]